1 Penrose Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 1 Penrose Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,673 sqft · built 1981
Lot Size	0.236 acres (10,289 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2004)
Tax Bill	$13,515 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00490-F-00012`

Property Details

APN / Parcel Number

Primary APN	`05 00490-F-00012`
Alternative APNs	`05-00490-06-00012` `0500490000F00012` `00013978`

Interior

Building Area	1,673 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	10,289 sqft (0.236 acres)
Lot Dimensions	105 ft deep x 86 ft wide

Location & Zoning

Street Address	1 PENROSE CT
City	EDISON
State	NJ
Zip	08820-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	86X105 IRR
Legal Subdivision	EDISON COUNTY ESTATES SEC 07
Legal Block	490.6
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1001
Census Tract	1410

Owner

1 Penrose Ct is owned and occupied by two individuals who bought it in April 2004.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 PENROSE CT, EDISON, NJ 08820-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 27, 2017	Deed of Trust, Mortgage · Conventional with PMI COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2004 · Amount on File
Deed Sale	Apr 27, 2004 · Amount on File
Prior Sale	Sep 26, 1994 · Amount on File
Deed Book / Page	5310 / 190
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1 PENROSE CT, EDISON, NJ 08820-1618
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104045
Date	Oct 23, 2020
Book Page	18091/696
Instrument	2020104045

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1 PENROSE CT, EDISON, NJ 08820-1618
Document Number	0000009435
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 11, 2018
Title Company	FIRST JERSEY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 PENROSE CT EDISON NJ 088201618, EDISON, NJ 08820-1618

Mortgage

Document Number	0000009435
Date	Apr 6, 2017
Book Page	016734/000602
Instrument	9435

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1 Penrose Ct was $13,515, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,100 (-) Land $89,500 Building $137,600	$227,100 (-) Land $89,500 Building $137,600
2025	$13,515.00 (+3.83%)	$227,100 Land $89,500 Building $137,600	$227,100 Land $89,500 Building $137,600
2024	$13,017.00
2023		$227,100 Land $89,500 Building $137,600	$227,100 Land $89,500 Building $137,600
2022	$12,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Penrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 1 Penrose Ct, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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