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1 Penacook Pl, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 1 Penacook Pl, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,842 sqft · built 1980
Lot Size0.901 acres (39,239 sqft)
OwnerIndividual Name on File
Last Sale$1,655,000 (Mar 2024)
Tax Bill$16,931 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00113 B:00004 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00113 B:00004 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,842 sqft Living Area
Gross Area6,548 sqft
Basement Area1,414 sqft
Unfinished Basement1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area39,239 sqft (0.901 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1 PENACOOK PL
CityANDOVER
StateMA
Zip01810-4733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionPENACOOK PLACE
Legal Block4
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group1
Census Block1008
Census Tract254403

Owner

1 Penacook Pl is owned and occupied by an individual who bought it in March 2024.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1 PENACOOK PL, ANDOVER, MA 01810-4733
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2024 · Amount on File
Deed SaleMar 7, 2024 · Amount on File
Prior SaleSep 29, 2000 · Amount on File
Deed Book / Page17942 / 325
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateMar 7, 2024
Property Address1 PENACOOK PL, ANDOVER, MA 01810-4733
Document Number017942-325
Book / Page17942 / 325
Instrument DateMar 6, 2024
Instrument3370
Transaction TypeTransfer
Record UpdatedMar 22, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 PENACOOK PL, ANDOVER, MA 01810-4733

Mortgage

Document Number0000003371
DateMar 7, 2024
Instrument3371
Lender
NameALBERT S GARLO
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 Penacook Pl was $16,931, up 8.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,931.00 (+8.92%)$1,355,600 (+12.33%) Land $622,300 Building $733,300$1,615,760
2024$15,544.00 (+4.33%)$1,206,800 (+10.64%) Land $618,700 Building $588,100
2023$14,899.00$1,090,700 Land $557,300 Building $533,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Penacook Pl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims13 (1983–2010)
Claims Outside the SFHA9 of 13
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms And Flooding, May 2006 · 5 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Penacook Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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