1 Penacook Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 1 Penacook Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.452 acres (19,718 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2023)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Mar 2011 Mortgage Aug 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-20.0-202-008`

Property Details

APN / Parcel Number

Primary APN	`23-20.0-202-008`
Alternative APN	`23200202008 (CHECK DIGIT = 2)`

Exterior

Lot Area	19,718 sqft (0.452 acres)

Location & Zoning

Account Number	23200202008
Street Address	1 PENACOOK DR
City	ROCHESTER
State	IL
Zip	62563-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILLS EST 2ND ADDN L 52 (19,718 SQ FT)
Legal Subdivision	OAK HILLS ESTATE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2017
Census Tract	3901

Owner

1 Penacook Dr is owned and occupied by an individual who bought it in March 2023.

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1 PENACOOK DR, ROCHESTER, IL 62563-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Aug 26, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Mar 29, 2023	Warranty Deed, Transfer · VA Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Aug 1, 2000 · Amount on File
Deed Document Number	20234945
Record Updated	Sep 20, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1 PENACOOK DR, ROCHESTER, IL 62563-9401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R07570
Date	Mar 3, 2011
Instrument	2011R07570

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1 PENACOOK DR, ROCHESTER, IL 62563-9401
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R26832
Date	Aug 26, 2011
Instrument	2011R26832

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2041

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 29, 2023
Property Address	1 PENACOOK DR, ROCHESTER, IL 62563-9401
Document Number	2023R04945
Map Reference	DOC 281186 PG 17
Instrument Date	Mar 28, 2023
Instrument	2023R04945
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 PENACOOK DR, ROCHESTER, IL 62563-9401

Mortgage

Document Number	2023R04946
Date	Mar 29, 2023
Instrument	2023R04946

Lender

Name	INB NA
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1 Penacook Dr was $4,802.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,802.00	$68,977 Land $11,880 Building $57,097	$206,931 Land $35,640 Building $171,291
2022	$3,556.00	$47,633 Land $15,873 Building $31,760	$142,899 Land $47,619 Building $95,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Penacook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Penacook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Nextlink, Verizon.

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