1 Pease Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 1 Pease Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 623 sqft · built 1870
Lot Size	0.024 acres (1,058 sqft)
Owner	Individual Name on Record
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0081 B:0228 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0081 B:0228 L:000`
Alternative APN	`4766`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	623 sqft Living Area
Gross Area	576 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,058 sqft (0.024 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4766
Street Address	1 PEASE AVE
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	228
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	2
Census Block	2027
Census Tract	200200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wesleyan Grove listed 2005 · 309 contributing resources · National Historic Landmark (designated 2005) · NRIS 05000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 221, WEST TISBURY, MA 02575-0221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MARTHAS VINEYRD CP BANK
Feb 14, 2025	Deed of Trust, Mortgage · ARM MARTHAS VINEYARD BANK
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Recording Date	Jun 8, 2026
Property Address	1 PEASE AVE, OAK BLUFFS, MA 02557
Document Number	001738-517
Book / Page	1738 / 517
Instrument Date	Jun 8, 2026
Instrument	20262589
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002589,
Date	Jun 8, 2026
Book Page	1738/517
Instrument	20262589

Lender

Name	MARTHAS VINEYRD CP BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	1 PEASE AVE, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001702-146
Date	Feb 14, 2025
Book Page	1702/146
Instrument	703

Lender

Name	MARTHAS VINEYARD BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Mar 1, 2030

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	1 PEASE AVE, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01625-1044
Date	May 19, 2022
Book Page	1625/1044
Instrument	3363

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,996.00 (+27.22%)	$593,200 (+31.76%) Building $593,200	$736,502
2024	$2,355.00 (+12.04%)	$450,200 (+13.06%) Building $450,200
2023	$2,102.00	$398,200 Building $398,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Nearby Flood Policies	68 units insured incl. 18 condo units
Nearby Flood Claims	6 (1991–1998)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1998 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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