1 Park Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 1 Park Ave, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,680 sqft · built 1930
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$5,558 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN361200 299.16-3-43

Property Details

APN / Parcel Number

Primary APN361200 299.16-3-43
Alternative APNs
  • 120029901600030430000000
  • 3911 2533

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,680 sqft Total Area
1st Floor Area1,560 sqft
2nd Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions135 ft deep x 65 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area554 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2533
Street Address1 PARK AVE
CityONEONTA
StateNY
Zip13820-2214
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code120
Legal Block3
Legal Lot Number43.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1015
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address425 CHESTNUT ST, ONEONTA, NY 13820-2147
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address1 PARK AVE, ONEONTA, NY 13820-2214
Document Number0000002103
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 COUNTY HIGHWAY 58 ONEONTA NY 138203640, ONEONTA, NY 13820-3640

Mortgage

Document Number0000002103
DateMay 27, 2020
Instrument2103
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,558.00 (+2.55%)
2025$5,420.00$142,000 (-) Land $21,200 Building $120,800$200,000 (+14.08%) Land $29,859 Building $170,141
2023$142,000 Land $21,200 Building $120,800$175,309 Land $26,173 Building $149,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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