Worcester County and Spencer Town property record for 1 Overlook Dr, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,802 sqft · built 2007 |
| Lot Size | 0.509 acres (22,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Jul 2006) |
| Tax Bill | $5,988 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U34 B:00048 L:00000 |
| Primary APN | SPEN M:00U34 B:00048 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,802 sqft Living Area |
| Gross Area | 4,608 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,187 sqft (0.509 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1 OVERLOOK DR |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Block | 48 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 726100 |
1 Overlook Dr is owned and occupied by two individuals who bought it in July 2006.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 OVERLOOK DR, SPENCER, MA 01562-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| May 7, 2020 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2006 · Amount on File |
| Deed Sale | Jul 19, 2006 · Amount on File |
| Prior Sale | Nov 6, 2002 · Amount on File |
| Deed Document Number | 2006106930 |
| Deed Book / Page | 39398 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 1 OVERLOOK DR, SPENCER, MA 01562-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61176-339 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 61176/339 |
| Instrument | 104163 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 1 OVERLOOK DR, SPENCER, MA 01562-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61773-108 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 61773/108 |
| Instrument | 6541 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 1 OVERLOOK DR, SPENCER, MA 01562-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62351-85 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 62351/85 |
| Instrument | 46330 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2026 property tax bill for 1 Overlook Dr was $5,988, up 9,88% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,988.00 (+9,88%) | $545,400 (+6.03%) Land $48,200 Building $497,200 | $613,967 (-2.61%) |
| 2025 | $60.00 (-98.98%) | $514,400 (+0.02%) Land $41,900 Building $472,500 | $630,420 |
| 2024 | $5,884.00 (+7.12%) | $514,300 (+12.91%) Land $41,900 Building $472,400 | |
| 2023 | $5,493.00 | $455,500 Land $41,900 Building $413,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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