Ulster County and Saugerties Town property record for 1 Overbaugh St, Saugerties, NY 12477
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,001 sqft · built 1940 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,161 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514801 18.78-7-14 |
| Primary APN | 514801 18.78-7-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Upper Floors Area | 429 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 281 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 296 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 197045.000 |
|---|---|
| Street Address | 1 OVERBAUGH ST |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 7 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | SAUGERTIES |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950200 |
Source: Ulster County and Saugerties Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 OVERBAUGH ST, SAUGERTIES, NY 12477-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FEDERAL CREDIT UNION |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU |
| May 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 7, 2026 |
| Property Address | 1 OVERBAUGH ST, SAUGERTIES, NY 12477-1920 |
| Document Number | 0000007910 |
| Book / Page | 13780 / 283 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20267910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 OVERBAUGH ST, SAUGERTIES, NY 12477-1920 |
| Document Number | 0000007910, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 13780/283 |
| Instrument | 20267910 |
| Name | HUDSON VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 1 OVERBAUGH ST, SAUGERTIES, NY 12477-1920 |
| Document Number | 0000011764 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 OVERBAUGH ST SAUGERTIES NY 124771920, SAUGERTIES, NY 12477-1920 |
| Document Number | 0000011764 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 012144/000305 |
| Instrument | 11764 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 24, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | May 10, 2018 |
| Property Address | 1 OVERBAUGH ST, SAUGERTIES, NY 12477-1920 |
| Document Number | 0000006194 |
| Book / Page | 006294 / 000081 |
| Instrument Date | May 10, 2018 |
| Instrument | 6194 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 OVERBAUGH ST SAUGERTIES NY 124771920, SAUGERTIES, NY 12477-1920 |
Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Municipality | Saugerties Village |
| Unified School District | Saugerties Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,161.00 (+266.81%) | $292,000 (+17.74%) Land $67,500 Building $224,500 | $292,000 (+17.74%) Land $67,500 Building $224,500 |
| 2023 | $248,000 (+20.1%) Land $65,000 Building $183,000 | $248,000 (+20.1%) Land $65,000 Building $183,000 | |
| 2022 | $206,500 Land $65,000 Building $141,500 | $206,500 Land $65,000 Building $141,500 | |
| 2021 | $1,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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