1 Onward Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 1 Onward Way, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,274 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Dec 2023)
Tax Bill$5,005 (2025)
Deeds & MortgagesDec 2025 Sale
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA952000250

Property Details

APN / Parcel Number

Primary APNA952000250
Alternative APN
  • 2-113A-7092-00-019G.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,274 sqft Living Area
Gross Area4,647 sqft
1st Floor Area2,739 sqft
Basement Area1,343 sqft
Finished Basement535 sqft
Unfinished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area565 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA952000250
Street Address1 ONWARD WAY
CityO FALLON
StateMO
Zip63368-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS VLG G LOT 19G
Legal SubdivisionTWIN CHIMNEYS VLG G
Legal Lot Number19G
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1008
Census Tract311154

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 ONWARD WAY, O FALLON, MO 63368-6119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Beneficiary Deed, Transfer
Dec 29, 2023Special Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number202352711
Last Transfer DateDec 22, 2025
Transfer Doc0000057978
Record UpdatedOct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateDec 26, 2025
Property Address1 ONWARD WAY, O FALLON, MO 63368-6119
Document Number0000057978
Map ReferenceMB 31 PG 374
Instrument DateDec 22, 2025
Instrument2025R-057978
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 ONWARD WAY, O FALLON, MO 63368-6119

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1 ONWARD WAY, O FALLON, MO 63368-6119

December 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateDec 29, 2023
Property Address1 ONWARD WAY, O FALLON, MO 63368-6119
Document Number0000052711
Map ReferenceMB 31 PG 374
Instrument DateDec 22, 2023
Instrument2023R-052711
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 GREEN FOREST CT, SAINT CHARLES, MO 63304-5645

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ONWARD WAY, O FALLON, MO 63368-6119

Mortgage

Document Number0000052712
DateDec 29, 2023
Instrument2023R-052712
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1 ONWARD WAY, O FALLON, MO 63368-6119
Transaction TypeMortgage
Record UpdatedJul 5, 2022
Title CompanyCLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ONWARD WAY, O FALLON, MO 63368-6119

Mortgage

Document Number0000034668
DateJun 22, 2022
Instrument2022R-034668
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,080 (-)$410,946 (-) Land $65,000 Building $345,946
2025$5,005.00 (+5.99%)$78,080 (+9.19%)$410,946 (+9.19%) Land $65,000 Building $345,946
2024$4,722.00
2023$71,511
2022$376,375 Land $45,000 Building $331,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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