1 Oneil Way, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 1 Oneil Way, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,471 sqft · built 2010
Lot Size	0.235 acres (10,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Oct 2020)
Tax Bill	$16,880 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-G B:0007 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-G B:0007 L:0011`
Alternative APN	`M:009=G B:0007 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,471 sqft Living Area
Gross Area	8,596 sqft
1st Floor Area	1,160 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,232 sqft (0.235 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 ONEIL WAY
City	SAUGUS
State	MA
Zip	01906-1497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	TWIN SPGS
Legal Block	7
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2042
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 ONEIL WAY, SAUGUS, MA 01906-1497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 30, 2020	Quit Claim Deed, Transfer PRIVATE INDIVIDUAL
Jul 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ABSM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Book / Page	39119 / 507
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	39119-507
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	1 ONEIL WAY, SAUGUS, MA 01906-1497
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039629-369
Date	Mar 10, 2021
Book Page	39629/369
Instrument	20210310001370

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	1 ONEIL WAY, SAUGUS, MA 01906-1497
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040103-119
Date	Jul 21, 2021
Book Page	40103/119
Instrument	20210721004000

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 30, 2020
Property Address	1 ONEIL WAY, SAUGUS, MA 01906-1497
Document Number	39119-507
Book / Page	039119 / 000507
Instrument Date	Oct 7, 2020
Instrument	30001590
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,612.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ONEIL WAY SAUGUS MA 019061497, SAUGUS, MA 01906-1497

Mortgage

Document Number	39119-510
Date	Oct 30, 2020
Book Page	039119/000510
Instrument	30001600

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 26, 2018
Property Address	1 ONEIL WAY, SAUGUS, MA 01906-1497
Document Number	36890-548
Book / Page	036890 / 000548
Instrument Date	Jul 26, 2018
Instrument	1807264640
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,472.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMER ST #3 MALDEN MA 021482508, 3, MALDEN, MA 02148-2508

Mortgage

Document Number	36890-550
Date	Jul 26, 2018
Book Page	036890/000550
Instrument	1807264650

Lender

Name	ABSM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,880.00 (+3.1%)	$1,620,000 (+5.68%) Land $392,500 Building $1,219,500	$1,596,058 (+11.12%)
2025	$16,372.00 (+2.63%)	$1,533,000 (+2.35%) Land $356,400 Building $1,176,600	$1,436,400
2024	$15,952.00 (+2.72%)	$1,497,800 (+8.6%) Land $342,900 Building $1,154,900
2023	$15,530.00	$1,379,200 Land $311,300 Building $1,067,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oneil Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures