1 Oneida Cir, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 1 Oneida Cir, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,273 sqft · built 1926
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Company Names on Record
Last Sale	$431,000 (Apr 2011)
Tax Bill	$20,485 (2026)
Deeds & Mortgages	Dec 2023 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:021 B:0205 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:021 B:0205 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,273 sqft Living Area
Gross Area	5,184 sqft
Basement Area	1,230 sqft
Unfinished Basement	307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1 ONEIDA CIR
City	WINCHESTER
State	MA
Zip	01890-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	PLAN 12151A
Legal Block	205
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1019
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 ONEIDA CIR, WINCHESTER, MA 01890-3431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BK
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit WEBSTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2011 · Amount on Record
Deed Sale	Apr 29, 2011 · Amount on Record
Deed Document Number	2011156
Deed Book / Page	1399 / 4
Last Transfer Date	Oct 19, 2023
Transfer Doc	0001948691
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 7, 2023
Property Address	1 ONEIDA CIR, WINCHESTER, MA 01890-3431
Document Number	0001948691
Instrument Date	Oct 19, 2023
Instrument	1948691
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ONEIDA CIR, WINCHESTER, MA 01890-3431

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	1 ONEIDA CIR, WINCHESTER, MA 01890-3431
Document Number	0000030177
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ONEIDA CIR WINCHESTER MA 018903431, WINCHESTER, MA 01890-3431

Mortgage

Document Number	0000030177
Date	Dec 2, 2019
Instrument	30177

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	1 ONEIDA CIR, WINCHESTER, MA 01890-3431
Document Number	0000030317
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ONEIDA CIR WINCHESTER MA 018903431, WINCHESTER, MA 01890-3431

Mortgage

Document Number	0000030317
Date	Dec 3, 2019
Instrument	30317

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,485.00 (+10,298.48%)	$1,848,800 (+3.75%) Land $883,900 Building $964,900	$1,960,064 (+11.23%)
2025	$197.00 (-98.95%)	$1,782,000 (+7.51%) Land $853,400 Building $928,600	$1,762,250
2024	$18,779.00 (+5.52%)	$1,657,500 (+9.9%) Land $792,500 Building $865,000
2023	$17,797.00	$1,508,200 Land $670,600 Building $837,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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