1 Ocean Ave, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 1 Ocean Ave, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,026 sqft · built 1850
Lot Size	1.49 acres (65,227 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Jan 2019)
Tax Bill	$12,553 (2026)
Deeds & Mortgages	Mar 2020 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0026 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0026 B:0004 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	6,192 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,227 sqft (1.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 OCEAN AVE
City	ROWLEY
State	MA
Zip	01969-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCD
Legal Block	4
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1050
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 OCEAN AVE, ROWLEY, MA 01969-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Jan 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	20193760
Deed Book / Page	37288 / 593
Prior Transfer Date	Jan 8, 2019
Prior Transfer Doc	37288-593
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	1 OCEAN AVE, ROWLEY, MA 01969-1510
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38363-483
Date	Mar 25, 2020
Book Page	38363/483
Instrument	20200325000970

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jan 23, 2019
Property Address	1 OCEAN AVE, ROWLEY, MA 01969-1510
Document Number	37288-593
Book / Page	37288 / 593
Instrument Date	Jan 8, 2019
Instrument	20190123003760
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OCEAN AVE, ROWLEY, MA 01969-1510

Mortgage

Document Number	190123003770
Date	Jan 23, 2019
Instrument	190123003770

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,553.00 (+7.55%)	$1,038,300 (+4.7%) Land $399,100 Building $639,200	$1,171,929 (-2.3%)
2025	$11,672.00 (+2.89%)	$991,700 (+5.78%) Land $380,300 Building $611,400	$1,199,565
2024	$11,344.00 (+5.51%)	$937,500 (+13.53%) Land $362,200 Building $575,300
2023	$10,752.00	$825,800 Land $314,600 Building $511,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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