Rockingham County and Derry Town property record for 1 Oak St, Derry, NH 03038
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 4.5 ba · 1,947 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2020) |
| Tax Bill | $6,891 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:30 B:171 |
| Primary APN | DERY M:30 B:171 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,947 sqft Living Area |
| Gross Area | 4,034 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,348 sqft |
| Unfinished Basement | 1,348 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1 OAK ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2172 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | MHR2 |
| Legal Block | 171 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3500 |
1 Oak St, a triplex, is owned by an individual who bought it in April 2020.
Source: Rockingham County and Derry Town records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 WOODROW AVE, HAVERHILL, MA 01830-1424 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on File |
| Deed Sale | Apr 3, 2020 · Amount on File |
| Deed Document Number | 202014708 |
| Deed Book / Page | 6099 / 923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 1 OAK ST, DERRY, NH 03038-2172 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6238-2280 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 6238/2280 |
| Instrument | 21011157 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 1 OAK ST, DERRY, NH 03038-2172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6236-1397 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 6236/1397 |
| Instrument | 21009886 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Apr 3, 2020 |
| Property Address | 1 OAK ST, DERRY, NH 03038-2172 |
| Document Number | 0060990923 |
| Book / Page | 006099 / 000923 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 14708 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,825.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WOODROW AVE HAVERHILL MA 018301424, HAVERHILL, MA 01830-1424 |
| Document Number | 60990926 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 006099/000926 |
| Instrument | 14709 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 1 OAK ST, DERRY, NH 03038-2172 |
| Document Number | 0059400351 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 OAK ST DERRY NH 030382126, DERRY, NH 03038-2126 |
| Document Number | 0059400351 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 005940/000351 |
| Instrument | 18033794 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 1 OAK ST, DERRY, NH 03038-2172 |
| Document Number | 0058351276 |
| Book / Page | 005835 / 001276 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1 OAK ST DERRY NH 030382126, DERRY, NH 03038-2126 |
| Document Number | 0058351276 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 005835/001276 |
| Instrument | 29166 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1 Oak St was $6,891, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,891.00 (+1.59%) | $362,900 (-) Land $201,600 Building $161,300 |
| 2024 | $6,783.00 (+1.71%) | $362,900 (+12.53%) Land $201,600 Building $161,300 |
| 2023 | $6,669.00 (+8.62%) | $322,500 (-) Land $171,400 Building $151,100 |
| 2022 | $6,140.00 | $322,500 Land $171,400 Building $151,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2006) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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