1 Oak Ln, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 1 Oak Ln, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,194 sqft · built 1929
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2020)
Tax Bill	$10,582 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00233-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`03-00233-0000-00041`
Alternative APNs	`030023300041` `2247003`

Interior

Stories	2 Stories
Building Area	1,194 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2247003
Street Address	1 OAK LN
City	CRANFORD
State	NJ
Zip	07016-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD PLACE
Legal Block	233
Legal Lot Number	41
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5010
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 OAK LN, CRANFORD, NJ 07016-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 5, 2020	Deed, Transfer · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2020326604
Deed Book / Page	6376 / 2706
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 OAK LN, CRANFORD, NJ 07016-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146932171
Date	May 12, 2020
Book Page	14693/2171
Instrument	691303

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 5, 2020
Property Address	1 OAK LN, CRANFORD, NJ 07016-2037
Document Number	0063762706
Book / Page	6376 / 2706
Instrument Date	Jul 22, 2020
Instrument	326604
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 OAK LN, 1, CRANFORD, NJ 07016-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 OAK LN, CRANFORD, NJ 07016-2037

Mortgage

Document Number	696106
Date	Aug 5, 2020
Instrument	696106

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,000 (-) Land $77,000 Building $69,000	$146,000 (-) Land $77,000 Building $69,000
2025	$10,582.00 (+6.92%)	$146,000 (-) Land $77,000 Building $69,000	$146,000 (-) Land $77,000 Building $69,000
2024	$9,897.00 (+2.53%)
2023		$146,000 Land $77,000 Building $69,000	$146,000 Land $77,000 Building $69,000
2022	$9,653.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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