1 N Stuart St, Westerly, RI 02891 Property Records

Westerly Town property record for 1 N Stuart St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,828 sqft · built 1949
Lot Size	0.699 acres (30,454 sqft)
Owner	Individual Name on File
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:111 B:82`

Property Details

APN / Parcel Number

Primary APN	`WEST M:111 B:82`
Alternative APNs	`M:111 B:82 L` `19330410`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	4,818 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,454 sqft (0.699 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	19330410
Street Address	1 N STUART ST
City	WESTERLY
State	RI
Zip	02891-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	82
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3003
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:111 B:82

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 WINNAPAUG RD, WESTERLY, RI 02891-3523
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 N STUART ST, WESTERLY, RI 02891-3808
Document Number	2017-2330
Book / Page	002017 / 002330
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-2330
Date	Feb 06, 2017
Book Page	002017/002330
Instrument	564

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 05, 2037

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,289.00 (-4.75%)	$462,600 (+28.89%) Land $189,000 Building $273,600
2023	$3,453.00 (+0.64%)	$358,900 (-) Land $135,800 Building $223,100
2022	$3,431.00	$358,900 Land $135,800 Building $223,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force 7 of 17 on primary residences
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.