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1 N Derby Rd, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 1 N Derby Rd, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details1,929 sqft · built 1956
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$194,000 (May 2026)
Tax Bill$13,183 (2025)
Deeds & MortgagesMay 2026 Sale
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-03604-0000-00010

Property Details

APN / Parcel Number

Primary APN17-03604-0000-00010
Alternative APNs
  • 1700149000000018
  • 170360400010

Interior

Stories1 Story
Building Area1,929 sqft Living Area
1st Floor Area1,929 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area9,975 sqft (0.229 acres)
Lot Width75 ft Width
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1700149000000018
Street Address1 N DERBY RD
CitySPRINGFIELD
StateNJ
Zip07081-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3604
Legal Lot Number10
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2010
Census Tract37602

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1 N DERBY RD, SPRINGFIELD, NJ 07081-3312
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleJul 31, 1995 · Amount on Record
Deed Document Number202655152
Deed Book / Page6620 / 42
Prior Transfer DateFeb 19, 2026
Prior Transfer Doc0000055152
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION NJ
Recording DateMay 29, 2026
Property Address1 N DERBY RD, SPRINGFIELD, NJ 07081-3312
Document Number0000055152
Book / Page6620 / 42
Instrument DateFeb 19, 2026
Instrument202655152
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$19,594.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 N DERBY RD, SPRINGFIELD, NJ 07081-3312

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1 N DERBY RD, SPRINGFIELD, NJ 07081-3312
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157062081
DateOct 14, 2025
Book Page15706/2081
Instrument84113
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,800 (-) Land $223,400 Building $323,400$546,800 (-) Land $223,400 Building $323,400
2025$13,183.00 (+1.51%)$546,800 (-) Land $223,400 Building $323,400$546,800 (-) Land $223,400 Building $323,400
2024$12,987.00 (+9.5%)
2023$546,800 Land $223,400 Building $323,400$546,800 Land $223,400 Building $323,400
2022$11,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1979–2021)
Claims Outside the SFHA11 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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