1 N Cliff Ter, Cincinnati, OH 45220 Property Records

Hamilton County property record for 1 N Cliff Ter, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,540 sqft · built 1968
Lot Size	4.88 acres (212,886 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Feb 2022)
Tax Bill	$13,861 (2025)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`218-0060-0001-00`

Property Details

APN / Parcel Number

Primary APN	`218-0060-0001-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,540 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	2,340 sqft
Basement Area	2,340 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	212,886 sqft (4.88 acres)
Lot Width	190 ft Width
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1 N CLIFF TER
City	CINCINNATI
State	OH
Zip	45220-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	LA FAYETTE AVE 4.8872 ACS PT LOT 6-10-14 CLIFTON FARM
Legal Subdivision	CLIFTON FARM
Legal Lot Number	6-10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

1 N Cliff Ter is owned and occupied by two individuals who bought it in February 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 N CLIFF TER, CINCINNATI, OH 45220-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Dec 5, 1997 · Amount on File
Deed Document Number	202218024
Deed Book / Page	14607 / 1573
Prior Transfer Date	Oct 27, 1997
Prior Transfer Doc	0000188894
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 29, 2022
Property Address	1 N CLIFF TER, CINCINNATI, OH 45220-1010
Document Number	0000032419
Book / Page	14634 / 1476
Map Reference	MB 94 PG 142
Instrument Date	Mar 25, 2022
Instrument	2022-0032419
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1 N CLIFF TER, CINCINNATI, OH 45220-1010

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 17, 2022
Property Address	1 N CLIFF TER, CINCINNATI, OH 45220-1010
Document Number	0000018024
Book / Page	14607 / 1573
Map Reference	MB 94 PG 142
Instrument Date	Feb 1, 2022
Instrument	2022-0018024
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 N CLIFF TER, CINCINNATI, OH 45220-1010

Mortgage

Document Number	0000018025
Date	Feb 17, 2022
Instrument	2022-0018025

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1 N Cliff Ter was $13,861, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,861.00 (+2.47%)	$224,000 (-) Land $119,196 Building $104,804	$640,000 Land $340,560 Building $299,440
2024	$13,527.00 (-1.76%)	$224,000 (-) Land $119,196 Building $104,804
2023	$13,769.00 (-4.45%)	$224,000 (+6.7%) Land $119,196 Building $104,804	$640,000 Land $340,560 Building $299,440
2022	$14,410.00 Homeowner's exemption	$209,927 Land $129,749 Building $80,178
2020			$599,790 Land $370,710 Building $229,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 N Cliff Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 N Cliff Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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