Union County property record for 1 N 7th Ave, Elgin, OR 97827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Nov 2023) |
| Tax Bill | $2,467 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 5 more |
| APN | 01N3915DA 2600 |
| Primary APN | 01N3915DA 2600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Upper Floors Area | 189 sqft |
| Basement Area | 1,018 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Patio Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Account Number | 13062 |
|---|---|
| Street Address | 1 N 7TH AVE |
| City | ELGIN |
| State | OR |
| Zip | 97827-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EL-R |
| Legal Subdivision | HINDMANS ADD |
| Legal Lot Number | 2600 |
| Jurisdiction | UNION OR |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970100 |
1 N 7th Ave is owned and occupied by an individual who bought it in November 2023.
Source: Union County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 N 7TH AVE, ELGIN, OR 97827-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 16, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 18, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 13, 2022 | Transfer on Death Deed, Transfer |
| Dec 15, 2020 | Warranty Deed, Transfer EASTERN OREGON TITLE INC |
| Nov 7, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 1, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Dec 15, 2020 · Amount on File |
| Deed Document Number | 20232565 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0020221580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827-9733 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 N 7TH AVE, ELGIN, OR 97827-9733 |
| Document Number | 0020260368 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 20260368 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Nov 16, 2023 |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Document Number | 0020232565 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 20232565 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Document Number | 0020232566 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 20232566 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|---|
| Address | N 7TH AVENUE, ELGIN, OR 97827 |
| Document Number | 0020223331 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 20223331 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 868 Months |
| Due | Feb 7, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.02% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | May 13, 2022 |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Document Number | 0020221580 |
| Instrument Date | May 10, 2022 |
| Instrument | 20221580 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 570, ELGIN, OR 97827-0570 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 915 SE 1ST ST, WINLOCK, WA 98596-9443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Dec 15, 2020 |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Document Number | 0020204355 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 20204355 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | EASTERN OREGON TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 570, ELGIN, OR 97827-0570 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 20183416 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 20183416 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 1 N 7TH AVE, ELGIN, OR 97827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 20171402 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 20171402 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 1 N 7th Ave was $2,467.
Source: Union County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Elgin City |
| Unified School District | Elgin School District 23 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,467.00 | $136,920 Land $26,480 Building $110,440 | $286,940 Land $48,290 Building $238,650 |
| 2023 | $2,325.00 (+2.97%) | $132,940 (+6.09%) Land $25,700 Building $107,240 | $249,960 (+12.37%) Land $44,920 Building $205,040 |
| 2022 | $2,258.00 | $125,309 Land $24,220 Building $101,089 | $222,450 Land $42,580 Building $179,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1 N 7th Ave; there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 N 7th Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 75% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless · Fiber, DSL in parts of the area | 50 / 10 |
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