1 N 3rd St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 1 N 3rd St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	1,226 sqft · built 1900
Lot Size	0.031 acres (1,363 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2021)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00304-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`08-00304-0000-00018`
Alternative APN	`08A0060000000016`

Interior

Stories	2 Stories
Building Area	1,226 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,363 sqft (0.031 acres)
Lot Dimensions	65 ft deep x 21 ft wide

Location & Zoning

Old Parcel Number	08A0060000000016
Street Address	1 N 3RD ST
City	PATERSON
State	NJ
Zip	07522-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	304
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1000
Census Tract	264200

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1 N 3RD ST, PATERSON, NJ 07522-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2021	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	202176621
Deed Book / Page	4197 / 220
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	1 N 3RD ST, PATERSON, NJ 07522-1320
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 N 3RD ST, PATERSON, NJ 07522-1320

Mortgage

Document Number	0000003054
Date	Jan 26, 2024
Book Page	M18782/99
Instrument	2024003054

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	1 N 3RD ST, PATERSON, NJ 07522-1320
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 N 3RD ST, PATERSON, NJ 07522-1320

Mortgage

Document Number	0000016638
Date	May 19, 2023
Book Page	M18488/221
Instrument	2023016638

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 9, 2021
Property Address	1 N 3RD ST, PATERSON, NJ 07522-1320
Document Number	0000076621
Book / Page	D4197 / 220
Instrument Date	Nov 30, 2021
Instrument	2021076621
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NOT AVAILABLE, MUNDUS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 N 3RD ST, 1, PATERSON, NJ 07522-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 N 3RD ST, PATERSON, NJ 07522-1320

Mortgage

Document Number	0000076622
Date	Dec 9, 2021
Instrument	2021076622

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,300 (+169.26%) Land $125,400 Building $147,900	$273,300 (+169.26%) Land $125,400 Building $147,900
2025	$5,415.00 (+4.72%)	$101,500 (-) Land $28,800 Building $72,700	$101,500 (-) Land $28,800 Building $72,700
2024	$5,171.00 (+9.76%)
2023		$101,500 Land $28,800 Building $72,700	$101,500 Land $28,800 Building $72,700
2022	$4,711.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, T-Mobile.

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