1 Mountain St, Highlands, NJ 07732 Property Records

Monmouth County and Middletown Township property record for 1 Mountain St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,504 sqft · built 1976
Lot Size	1.38 acres (60,384 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2019)
Tax Bill	$19,003 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00779-01-00057`

Property Details

APN / Parcel Number

Primary APN	`32-00779-01-00057`
Alternative APNs	`3200779000100057` `843`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	4,504 sqft Living Area
1st Floor Area	2,710 sqft
Upper Floors Area	2,010 sqft
Basement Area	1,272 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	60,384 sqft
Lot Dimensions	204 ft deep x 296 ft wide
Porch	Open Porch
Deck Area	428 sqft
Patio Area	823 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	843
Street Address	1 MOUNTAIN ST
City	HIGHLANDS
State	NJ
Zip	07732-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	779.1
Legal Lot Number	57
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4000
Census Tract	800900

Owner

1 Mountain St is owned and occupied by two individuals who bought it in March 2019.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 MOUNTAIN ST, HIGHLANDS, NJ 07732-1845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	201923388
Deed Book / Page	9339 / 6034
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 15, 2019
Property Address	1 MOUNTAIN ST, HIGHLANDS, NJ 07732-1845
Document Number	0000023388
Book / Page	009339 / 006034
Instrument Date	Feb 15, 2019
Instrument	23388
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 MOUNTAIN ST HIGHLANDS NJ 077321845, HIGHLANDS, NJ 07732-1845

Mortgage

Document Number	23389
Date	Mar 15, 2019
Book Page	009339/006057
Instrument	23389

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Mountain St was $19,003, up 1% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,230,200 (+4.48%) Land $435,800 Building $794,400	$1,230,200 (+4.48%) Land $435,800 Building $794,400
2025	$19,003.00 (+0.99%)	$1,177,400 Land $390,300 Building $787,100	$1,177,400 Land $390,300 Building $787,100
2024	$18,817.00
2023		$1,025,900 Land $358,800 Building $667,100	$1,025,900 Land $358,800 Building $667,100
2022	$18,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Mountain St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Mountain St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Mountain St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures