Albany County and Colonie Town property record for 1 Morocco Ln, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,407 sqft · built 2001 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jan 2026) |
| Tax Bill | $9,252 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-3-38 |
| Primary APN | 012689 16.2-3-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| 2nd Floor Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200030380000000 |
|---|---|
| Street Address | 1 MOROCCO LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-8505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | ROSE GARDEN SECTION 2 1 MOROCCO LA |
| Legal Subdivision | MOROCCO LANE |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 1ST ST, WATERVLIET, NY 12189-3911 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jan 12, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 20, 2025 | Referee's Deed, Foreclosure OMINI TITLE AGENCY, OMNI TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2025 · Amount on Record |
| Deed Document Number | 2026685 |
| Prior Transfer Date | Sep 18, 2025 |
| Prior Transfer Doc | 0000008985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 MOROCCO LN, SCHENECTADY, NY 12304-8505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | NEWPORT ABSTRACT LLC, NEW YORK ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008535 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | R2021-08535 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 12, 2026 |
| Property Address | 1 MOROCCO LN, SCHENECTADY, NY 12304-8505 |
| Document Number | 0000000085 |
| Map Reference | DR 172 MAP 11024 |
| Instrument Date | Nov 17, 2025 |
| Instrument | R2026-685 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | OMINI TITLE AGENCY, OMNI TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2121 N CALIFORNIA BLVD, WALNUT CREEK, CA 94596-3572 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 1ST ST, WATERVLIET, NY 12189-3911 |
| Document Number | 0000000086 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | R2026-686 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 20, 2025 |
| Property Address | 1 MOROCCO LN, SCHENECTADY, NY 12304-8505 |
| Document Number | 0000008985 |
| Map Reference | DR 172 MAP 11024 |
| Instrument Date | Sep 18, 2025 |
| Instrument | R2025-18985 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 21, 2025 |
| Title Company | OMINI TITLE AGENCY, OMNI TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,438.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2121 N CALIFORNIA BLVD, WALNUT CREEK, CA 94596-3572 |
| Investor | Possibly a Property Investor |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,252.00 (-52.44%) | ||
| 2025 | $19,455.00 (+163.3%) | $202,000 (-) Land $50,500 Building $151,500 | $462,200 (+9.83%) Land $115,550 Building $346,650 |
| 2024 | $202,000 (-) Land $50,500 Building $151,500 | $420,833 (+6.24%) Land $105,208 Building $315,625 | |
| 2023 | $202,000 (-) Land $50,500 Building $151,500 | $396,100 (+9.32%) Land $99,025 Building $297,075 | |
| 2022 | $202,000 Land $50,500 Building $151,500 | $362,332 Land $90,583 Building $271,749 | |
| 2021 | $7,389.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures