1 Moonridge, Ward, AR 72176 Property Records

Lonoke County property record for 1 Moonridge, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,511 sqft · built 2004
Lot Size	0.291 acres (12,690 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Jan 2026)
Tax Bill	$805 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-25801-000`

Property Details

APN / Parcel Number

Primary APN	`800-25801-000`
Alternative APN	`38600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,511 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,690 sqft (0.291 acres)
Lot Dimensions	141 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	192 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 MOONRIDGE
City	WARD
State	AR
Zip	72176-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	03
Legal Subdivision	MOON RIDGE ESTATES
Legal Block	2
Legal Lot Number	1R
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2022
Census Tract	20102

Owner

Source: Lonoke County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 MOONRIDGE, WARD, AR 72176-9465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · VA Mortgage LOWER LLC
Jan 9, 2026	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Jun 11, 2019	Warranty Deed, Transfer MORTGAGE FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	2026354
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	1 MOONRIDGE, WARD, AR 72176-9465
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 POCAHONTAS DR, FORT WALTON BEACH, FL 32547-4100

Mortgage

Document Number	0000001376
Date	Feb 11, 2026
Book Page	2026/1376
Instrument	2026-01376

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 9, 2026
Property Address	1 MOONRIDGE, WARD, AR 72176-9465
Document Number	0000000354
Book / Page	2026 / 354
Instrument Date	Jan 8, 2026
Instrument	2026-00354
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MOONRIDGE, WARD, AR 72176-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BLACK BEAR LN, PALM COAST, FL 32137-7355

Mortgage

Document Number	0202600355
Date	Jan 9, 2026
Instrument	2026-00355

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 11, 2019
Property Address	1 MOONRIDGE, WARD, AR 72176-9465
Document Number	0000005566
Instrument Date	Jun 5, 2019
Instrument	5566
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	CABOT TITLE COMPANY INC, CABOT TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 MOONRIDGE WARD AR 721769465, WARD, AR 72176-9465

Mortgage

Document Number	5567
Date	Jun 11, 2019
Instrument	5567

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,650 (-) Land $3,000 Building $22,650	$128,250 (-) Land $15,000 Building $113,250
2024	$805.00 (-8.52%)
2023	$880.00 Homeowner's exemption	$25,650 Land $3,000 Building $22,650	$128,250 Land $15,000 Building $113,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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