St. Charles County property record for 1 Monterey Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,901 sqft · built 1999 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,000 (Aug 2024) |
| Tax Bill | $4,611 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T992400370 |
| Primary APN | T992400370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,901 sqft Living Area |
| Gross Area | 4,638 sqft |
| 1st Floor Area | 2,022 sqft |
| Basement Area | 1,986 sqft |
| Finished Basement | 1,879 sqft |
| Unfinished Basement | 107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 276 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T992400370 |
|---|---|
| Street Address | 1 MONTEREY CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTON PT #2 LOT 91 |
| Legal Subdivision | BRIGHTON PT #2 |
| Legal Lot Number | 91 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311737 |
1 Monterey Ct is owned and occupied by two individuals who bought it in August 2024.
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 20, 2022 | Intrafamily Transfer, Transfer |
| Aug 25, 2020 | Deed of Trust, Mortgage TOGETHER CU |
| Sep 11, 2017 | Deed of Trust, Mortgage ANHEUSER BUSCH EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on File |
| Deed Sale | Aug 7, 2024 · Amount on File |
| Prior Sale | May 20, 2013 · Amount on File |
| Deed Document Number | 202431606 |
| Prior Transfer Date | Jul 18, 2022 |
| Prior Transfer Doc | 0000040430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 MONTEREY CT, COTTLEVILLE, MO 63366-7512 |
| Document Number | 0000001246 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026R-001246 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2022 |
| Property Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Document Number | 0000040430 |
| Map Reference | MB 35 PG 186 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022R-040430 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Document Number | 0000064647 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 MONTEREY CT O FALLON MO 633667512, O FALLON, MO 63366-7512 |
| Document Number | 0000064647 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 64647 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 MONTEREY CT, O FALLON, MO 63366-7512 |
| Document Number | 0068081289 |
| Book / Page | 006808 / 001289 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 1 MONTEREY CT O FALLON MO 633667512, O FALLON, MO 63366-7512 |
| Document Number | 0068081289 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 006808/001289 |
| Instrument | 583980 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2047 |
The 2025 property tax bill for 1 Monterey Ct was $4,611.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,876 (-) | $378,297 (-) Land $82,500 Building $295,797 | |
| 2025 | $4,611.00 | $71,876 | $378,297 Land $82,500 Building $295,797 |
| 2023 | $70,063 | ||
| 2022 | $368,753 Land $66,000 Building $302,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Monterey Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Monterey Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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