1 Mill Ln, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 1 Mill Ln, Armonk, NY 10504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1955
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,054 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553800 101.04-3-61`

Property Details

APN / Parcel Number

Primary APN	`553800 101.04-3-61`
Alternative APNs	`55380000104 0010 021` `R1A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,660 sqft Living Area
1st Floor Area	2,660 sqft
Basement Area	748 sqft
Finished Basement	748 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Other
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,008 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1A
Street Address	1 MILL LN
City	ARMONK
State	NY
Zip	10504-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	3
Legal Lot Number	61.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	2
Census Block	2013
Census Tract	12304

Owner

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 MILL LN, ARMONK, NY 10504-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 MILL LN, ARMONK, NY 10504-2604
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	LIBERTY LAND ABSTRACT, LIBERTY LAND ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MILL LN, ARMONK, NY 10504-2604

Mortgage

Document Number	0653413015
Date	Dec 8, 2025
Instrument	653413015

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 MILL LN, ARMONK, NY 10504-2604
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MILL LN, ARMONK, NY 10504-2604

Mortgage

Document Number	0623323043
Date	Nov 28, 2022
Instrument	623323043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,054.00 (-32.41%) Homeowner's exemption Senior Citizen's exemption
2025	$22,274.00	$14,300 (-) Land $3,700 Building $10,600	$882,716 (+11.11%) Land $228,395 Building $654,321
2024	Homeowner's exemption Senior Citizen's exemption	$14,300 (-) Land $3,700 Building $10,600	$794,445 (-8.33%) Land $205,556 Building $588,889
2023		$14,300 Land $3,700 Building $10,600	$866,666 Land $224,242 Building $642,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1978–2023)
Claims Outside the SFHA	10 of 25
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CASTLE WATER DISTRICT #2 serves 1,200 people · EPA ID NY5903446
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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