Somerset County and Somerville Borough property record for 1 Michael Ln, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,304 sqft · built 1960 |
| Lot Size | 0.179 acres (7,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Apr 2020) |
| Tax Bill | $10,866 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00092-07-00011 |
| Primary APN | 18-00092-07-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,304 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 7,775 sqft (0.179 acres) |
| Lot Dimensions | 108 ft deep x 72 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1800092G00011 |
|---|---|
| Street Address | 1 MICHAEL LN |
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GLENDALE GARDENS SEC 03 |
| Legal Block | 92.7 |
| Legal Lot Number | 11 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50300 |
Source: Somerset County and Somerville Borough records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 MICHAEL LN, SOMERVILLE, NJ 08876-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 22, 2020 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Prior Sale | Aug 15, 2007 · Amount on File |
| Deed Document Number | 202016532 |
| Deed Book / Page | 7205 / 2339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1 MICHAEL LN, SOMERVILLE, NJ 08876-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013024 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 7313/2762 |
| Instrument | 2021013024 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 22, 2020 |
| Property Address | 1 MICHAEL LN, SOMERVILLE, NJ 08876-1719 |
| Document Number | 0000016532 |
| Book / Page | 7205 / 2339 |
| Instrument Date | Mar 22, 2020 |
| Instrument | 2020016532 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,839.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MICHAEL LN, SOMERVILLE, NJ 08876-1719 |
| Document Number | 0000016533 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020016533 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1 MICHAEL LN, SOMERVILLE, NJ 08876-1719 |
| Document Number | 0000013584 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 MICHAEL LN SOMERVILLE NJ 088761719, SOMERVILLE, NJ 08876-1719 |
| Document Number | 0000013584 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 007113/000200 |
| Instrument | 13584 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,400 (-) Land $127,400 Building $139,000 | $266,400 (-) Land $127,400 Building $139,000 | |
| 2025 | $10,866.00 (+3.19%) | $266,400 (-) Land $127,400 Building $139,000 | $266,400 (-) Land $127,400 Building $139,000 |
| 2024 | $10,530.00 (+5.1%) | ||
| 2023 | $266,400 Land $127,400 Building $139,000 | $266,400 Land $127,400 Building $139,000 | |
| 2022 | $10,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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