1 Megans Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 Megans Ct, O Fallon, MO 63366

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 920 sqft · built 1984
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850004281`

Property Details

APN / Parcel Number

Primary APN	`A850004281`
Alternative APN	`2-050D-5804-04-000H.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	920 sqft Living Area
1st Floor Area	480 sqft
Basement Area	440 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 1984
Architectural Style	Traditional
Exterior Material	Wood
Terrain	Rolling
Porch	Porch
Porch Area	64 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	A850004281
Old Parcel Number	A850004281
Street Address	1 MEGANS CT
City	O FALLON
State	MO
Zip	63366-2124
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	MARIE EST CONDO PH1 STG1 BLDG 4 UNIT H & GAR UNIT A.1 & B.1
Legal Range	03E
Legal Township	47N
Legal Subdivision	MARIE EST CONDOS PH1 STG1 BLDG 4
Legal Lot Number	H
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3021
Census Tract	311802

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 MEGANS CT, O FALLON, MO 63366-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 14, 2007
Last Transfer Date	Feb 8, 2022
Transfer Doc	0000007613
Record Updated	Jun 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2022
Property Address	1 MEGANS CT, O FALLON, MO 63366-2124
Document Number	0000007613
Map Reference	MB 24 PG 18
Instrument Date	Jan 26, 2022
Instrument	2022R-007613
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MEGANS CT, O FALLON, MO 63366-2124

Mortgage

Document Number	0000007614
Date	Feb 8, 2022
Instrument	2022R-007614

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 MEGANS CT, O FALLON, MO 63366-2124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067632138
Date	Jun 22, 2017
Book Page	6763/2138
Instrument	20170622000383920

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$25,794
2022		$135,759 Building $135,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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