1 Markham Cir, #B, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 1 Markham Cir, #B, Ayer, MA 01432

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,012 sqft · built 1968
Lot Size	1.66 acres (72,654 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2020)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AYER M:035 B:0044 L:0002`

Property Details

APN / Parcel Number

Primary APN	`AYER M:035 B:0044 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,012 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,654 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 MARKHAM CIR, B
City	AYER
State	MA
Zip	01432-1715
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	44
Legal Lot Number	2
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1008
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 MARKHAM CIR, B, AYER, MA 01432-1715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Aug 3, 2018	Condominium Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	202082508
Deed Book / Page	74782 / 233
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	May 29, 2020
Property Address	1 MARKHAM CIR # B, B, AYER, MA 01432-1715
Document Number	74782-233
Book / Page	74782 / 233
Instrument Date	May 29, 2020
Instrument	82508
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MARKHAM CIR # B, B, AYER, MA 01432-1715

Mortgage

Document Number	82509
Date	May 29, 2020
Instrument	82509

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2025
Max Rate At Change	2.75%
Index	1-Year CMT

August 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	AYER MA
Recording Date	Aug 3, 2018
Property Address	1 MARKHAM CIR # B, B, AYER, MA 01432-1715
Document Number	71429-270
Book / Page	071429 / 000270
Instrument Date	Jul 16, 2018
Instrument	118780
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$683.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 MARKHAM CIR #B AYER MA 014321715, B, AYER, MA 01432-1715

Mortgage

Document Number	71429-274
Date	Aug 3, 2018
Book Page	071429/000274
Instrument	118781

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 (+30.6%)	$222,700 (+35.63%) Building $222,700	$252,415 (-6.58%)
2024			$270,180
2023	$2,039.00	$164,200 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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