1 Manito Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 1 Manito Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,941 sqft · built 1955
Lot Size	1.68 acres (73,550 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Oct 2021)
Tax Bill	$17,016 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-134452`

Property Details

APN / Parcel Number

Primary APN	`07-134452`
Alternative APNs	`7134452` `134452`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,941 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	73,550 sqft (1.68 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,107 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	361 sqft
Deck Area	350 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	134452
Street Address	1 MANITO DR
City	CAMBRIDGE
State	MD
Zip	21613-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 7-8 1 MANITO DRIVE CAMBRIDGE
Legal Subdivision	ALGONQUIN MANOR
Legal Block	A
Legal Lot Number	7,8
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4005
Census Tract	970702

Owner

1 Manito Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 25, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Sep 28, 2004 · Amount on File
Deed Book / Page	1690 / 348
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0016810070
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GRANT EDWARDS DR, MARIETTA, OH 45750-9271

Mortgage

Document Number	0018210213
Date	Jul 10, 2023
Book Page	1821/213

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GRANT EDWARDS DR, MARIETTA, OH 45750-9271

Mortgage

Document Number	0017250202
Date	Mar 10, 2022
Book Page	1725/202

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 25, 2021
Property Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009
Document Number	0016900348
Book / Page	1690 / 348
Map Reference	LB 59 PG 51
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 GRANT EDWARDS DRIVE, LYNX, OH 45650

Mortgage

Document Number	0001690351
Date	Oct 25, 2021
Instrument	1690/351

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Sep 14, 2021
Property Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009
Document Number	0016810070
Book / Page	1681 / 70
Map Reference	LB RSM 3 OF 66
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MANITO DR, CAMBRIDGE, MD 21613-1009

Tax Assessment & Valuation

The 2026 property tax bill for 1 Manito Dr was $17,016 with a homeowner's exemption, up 5.3% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,016.00 (+5.31%) Homeowner's exemption	$1,591,433 (+0.55%)	$1,608,700 (+1.64%) Land $458,900 Building $1,149,800
2025	$16,158.00 Homeowner's exemption	$1,582,800 Land $458,900 Building $1,123,900	$1,582,800 Land $458,900 Building $1,123,900
2023	$12,177.00	$1,089,733	$1,582,800 Land $458,900 Building $1,123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Manito Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Manito Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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