1 Main St, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 1 Main St, Rockport, MA 01966

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	4 bd · 4 ba · 2,869 sqft · built 1986
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (May 2026)
Tax Bill	$11,240 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:35 B:19`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:35 B:19`
Alternative APNs	`RPRT M:35 B:19` `4106`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	5 Half Baths
Units	9 Units
Stories	2 Stories
Building Area	2,869 sqft Total Area
Gross Area	5,256 sqft
1st Floor Area	1,215 sqft
Basement Area	1,494 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4106
Street Address	1 MAIN ST
City	ROCKPORT
State	MA
Zip	01966-1542
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	GD
Legal Subdivision	ADELAIDE KENT
Legal Block	19
Legal Lot Number	19
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	3
Census Block	3002
Census Tract	220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rockport Downtown Main Street Historic District listed 1976 · 28 contributing resources · NRIS 76000288

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Main St, a commercial property, is owned by an individual who bought it in May 2026.

Source: Essex County and Rockport Town records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1 MAIN ST, ROCKPORT, MA 01966-1542
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Condominium Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Feb 18, 2026	Condominium Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK
Sep 15, 2021	Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Feb 18, 2026 · Amount on File
Deed Document Number	202620260507002930
Deed Book / Page	43373 / 211
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	043231-501
Record Updated	Sep 20, 2026

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ROCKPORT MA
Recording Date	May 7, 2026
Property Address	1 MAIN ST, ROCKPORT, MA 01966-1542
Document Number	043373-211
Book / Page	43373 / 211
Instrument Date	May 5, 2026
Instrument	20262930
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	May 7, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

February 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ROCKPORT MA
Recording Date	Feb 18, 2026
Property Address	1 MAIN ST, ROCKPORT, MA 01966-1542
Document Number	043231-501
Book / Page	43231 / 501
Instrument Date	Feb 10, 2026
Instrument	2160
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MAIN ST STE B, B, ROCKPORT, MA 01966-1558

Mortgage

Document Number	20260218002170
Date	Feb 18, 2026
Instrument	20260218002170

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Sep 15, 2021
Property Address	1 MAIN ST, ROCKPORT, MA 01966-1542
Document Number	040280-109
Book / Page	40280 / 109
Instrument Date	Sep 15, 2021
Instrument	20210915002630
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MAIN ST, GLOUCESTER, MA 01930-5752

Mortgage

Document Number	210915002640
Date	Sep 15, 2021
Instrument	210915002640

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 Main St was $11,240, up 11% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,240.00 (+11%)	$1,283,100 (+6.69%) Land $823,900 Building $459,200
2024	$10,126.00 (-0.3%)	$1,202,600 (+11.66%) Land $749,000 Building $453,600
2023	$10,156.00	$1,077,000 Land $660,600 Building $416,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Nearby Flood Policies	75 units insured incl. 10 condo units
Nearby Flood Claims	113 (1978–2022)
Claims Outside the SFHA	4 of 113
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Feb 2013 · 11 claims Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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