1 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1 Main St, Morro Bay, CA 93442

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,951 sqft · built 2006
Lot Size0.045 acres (1,951 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Sep 2014)
Tax Bill$7,285 (2025)
Flood ZoneZone X (minimal risk)
APN066-314-003

Property Details

APN / Parcel Number

Primary APN066-314-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,951 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area1,951 sqft (0.045 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1 MAIN ST
CityMORRO BAY
StateCA
Zip93442
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR4
Legal DescriptionCY MB TR 2816 UNIT 1 & PTN LT 1
Legal SubdivisionTRACT 2816 UN 01
Legal Tract2816
Legal Block1
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1048
Census Tract10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12121 OAK LEAF DR, LOS ALAMITOS, CA 90720-4623
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2014 · Amount on Record
Deed SaleSep 5, 2014 · Amount on Record
Deed Document Number201436508
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$674,227 (+2%) Land $245,174 Building $429,053
2025$7,285.00 (+3.6%)$661,008 (+4.04%) Land $240,367 Building $420,641
2023$7,032.00 (+6.69%)$635,342 Land $231,034 Building $404,308
2022$6,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

Nearby Properties on Main St

Nearby Streets

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