1 Madison St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 1 Madison St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$497,000 (Jun 2023)
Tax Bill	$11,360 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00014-02-00001`

Property Details

APN / Parcel Number

Primary APN	`18-00014-02-00001`
Alternative APNs	`1800014000200001` `1800014B00001`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800014B00001
Street Address	1 MADISON ST
City	SOMERVILLE
State	NJ
Zip	08876-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	FRANCIS J QUINN
Legal Block	14.2
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1014
Census Tract	50300

Owner

1 Madison St is owned and occupied by two individuals who bought it in June 2023.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 1, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 17, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202313505
Deed Book / Page	7507 / 2748
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	0000018217
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615

Mortgage

Document Number	0000003440
Date	Feb 5, 2026
Book Page	7664/1332
Instrument	2026003440

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 1, 2023
Property Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615
Document Number	0000013505
Book / Page	7507 / 2748
Instrument Date	Mar 20, 2023
Instrument	2023013505
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,146.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 MADISON AVE, BRIDGEWATER, NJ 08807-1198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615

Mortgage

Document Number	0000013506
Date	Jun 1, 2023
Instrument	2023013506

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2053

May 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 17, 2022
Property Address	1 MADISON ST, SOMERVILLE, NJ 08876-2615
Document Number	0000019605
Book / Page	7444 / 3023
Instrument Date	May 3, 2022
Instrument	2022019605
Transaction Type	Foreclosure
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Tax	$1,972.40
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MADISON ST, 1, SOMERVILLE, NJ 08876-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 MADISON AVE, BRIDGEWATER, NJ 08807-1198

Tax Assessment & Valuation

The 2025 property tax bill for 1 Madison St was $11,360, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,500 (-) Land $116,900 Building $161,600	$278,500 (-) Land $116,900 Building $161,600
2025	$11,360.00 (+3.19%)	$278,500 Land $116,900 Building $161,600	$278,500 Land $116,900 Building $161,600
2024	$11,009.00
2023		$265,100 Land $116,900 Building $148,200	$265,100 Land $116,900 Building $148,200
2022	$9,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Madison St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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