1 Mackenzie Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1 Mackenzie Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 2018
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,700 (Apr 2019)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2022 Mortgage + 2 more
APN	`06-8.0-34-000-000-001.032`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-34-000-000-001.032`

Interior

Building Area	1,570 sqft Base Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Street Address	1 MACKENZIE DR
City	SAINT JOSEPH
State	MO
Zip	64503-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUB:WOODRIDGE SUB-DIVISION LOT:31 BLK:0LGL DESC:
Legal Subdivision	WOODRIDGE SUB-DIVISION
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1038
Census Tract	2200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Jul 5, 2016
Deed Document Number	20192653
Deed Book / Page	3733 / 436
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003733/438
Date	Apr 8, 2019
Book Page	3733/438
Instrument	2019002654

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 26, 2022
Property Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901
Document Number	003779/639
Book / Page	3779 / 639
Instrument Date	Aug 25, 2022
Instrument	2022008259
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503

Mortgage

Document Number	2022008260
Date	Aug 26, 2022
Instrument	2022008260

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503

Mortgage

Document Number	003779/100
Date	Aug 10, 2022
Book Page	3779/100
Instrument	2022007718

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003701/312
Date	Aug 14, 2018
Book Page	3701/312
Instrument	2018007431

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,200.00	$45,880 (+6.47%) Land $5,770 Building $40,110	$241,460 (+6.47%) Land $30,350 Building $211,110
2024	$3,200.00 (+15.4%)
2023	$2,773.00 (-0.68%)	$43,090 (-) Land $5,770 Building $37,320	$226,780 (-) Land $30,350 Building $196,430
2022	$2,792.00	$43,090 Land $5,770 Building $37,320
2021			$226,780 Land $30,350 Building $196,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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