1 Lyman Ave, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 1 Lyman Ave, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,932 sqft · built 1927
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2025)
Tax Bill	$3,674 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2025 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492089 166.10-1-2`

Property Details

APN / Parcel Number

Primary APN	`492089 166.10-1-2`
Alternative APNs	`208916601000010020000000` `00000010585`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	1,102 sqft
2nd Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Carport
Garage Area	414 sqft
Carport	Carport
Carport Area	414 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000010585
Street Address	1 LYMAN AVE
City	WAVERLY
State	NY
Zip	14892-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	4
Census Block	4015
Census Tract	20702

Owner

1 Lyman Ave is owned and occupied by an individual who bought it in December 2025.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 RIVER RD, WAVERLY, NY 14892-9830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit GUTHRIE COMMUNITY FCU
Aug 5, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS & NORTHERN BANK
Sep 22, 2014	Deed of Trust, Mortgage GUTHRIE FEDERAL CREDIT UNION
Dec 22, 2025	Warranty Deed, Transfer EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Oct 30, 2000 · Amount on File
Deed Document Number	20254791
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	1 LYMAN AVE, WAVERLY, NY 14892-9772
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000000893
Date	Mar 10, 2023
Instrument	20230-00000893

Lender

Name	GUTHRIE COMMUNITY FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2028

Interest

Rate Type	Adjustable Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	1 LYMAN AVE, WAVERLY, NY 14892-9772
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500002716
Date	Aug 5, 2025
Instrument	2025-00002716

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	1 LYMAN AVE, WAVERLY, NY 14892-9772
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400004170
Date	Sep 22, 2014
Instrument	0400004170

Lender

Name	GUTHRIE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	52 Months
Due	Jan 1, 2019

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Dec 22, 2025
Property Address	1 LYMAN AVE, WAVERLY, NY 14892-9772
Document Number	202500004791
Instrument Date	Nov 21, 2025
Instrument	2025-00004791
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RIVER RD, WAVERLY, NY 14892-9830

Mortgage

Document Number	202500004792
Date	Dec 22, 2025
Instrument	2025-00004792

Lender

Name	EVERETT FINANCIAL INC

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1 Lyman Ave was $3,674 with exemptions applied, up 1.8% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,674.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$3,608.00 (+3.47%)	$108,800 (-) Land $18,700 Building $90,100	$193,594 (+7.65%) Land $33,274 Building $160,320
2024	$3,487.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$108,800 (-) Land $18,700 Building $90,100	$179,835 (-0.83%) Land $30,909 Building $148,926
2023		$108,800 Land $18,700 Building $90,100	$181,333 Land $31,167 Building $150,166
2019	$1,329.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Lyman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Lyman Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon, Zeta Broadband.

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