St. Johns County property record for 1 Luwanna Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,785 sqft · built 1956 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,457 (Nov 2019) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 221500-0000 |
| Primary APN | 221500-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 3,345 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1 LUWANNA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-71 LUWANNA SUB OF DAVIS SHORES LOT 8 DB234/349 & 4825/1192 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | LUWANNA SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Dec 8, 2017 | Loan Modification, Mortgage · Line of Credit CENTERSTATE BK NA |
| Mar 27, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Deed Document Number | 201982492 |
| Deed Book / Page | 4825 / 1192 |
| Prior Transfer Date | Oct 30, 2019 |
| Prior Transfer Doc | 0048251192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0053801277 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5380/1277 |
| Instrument | 2021106227 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 5, 2019 |
| Property Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Document Number | 0048251192 |
| Book / Page | 4825 / 1192 |
| Map Reference | MB 8 PG 71 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019082492 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,032.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Document Number | 0048251198 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 4825/1198 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Document Number | 0044780921 |
| Book / Page | 004478 / 000921 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 LUWANNA CIR ST AUGUSTINE FL 320804536, ST AUGUSTINE, FL 32080-4536 |
| Document Number | 0044780921 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 004478/000921 |
| Instrument | 85602 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1 LUWANNA CIR, SAINT AUGUSTINE, FL 32080-4536 |
| Document Number | 0043551862 |
| Book / Page | 004355 / 001862 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1 LUWANNA CIR ST AUGUSTINE FL 320804536, ST AUGUSTINE, FL 32080-4536 |
| Document Number | 0043551862 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 004355/001862 |
| Instrument | 24155 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 5, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,266 (+2.7%) | $799,782 (+1.32%) Land $399,000 Building $400,782 | |
| 2025 | $5,638.00 (+7.8%) Homeowner's exemption Widower's exemption | $322,557 (+5.99%) | $789,353 (+9.29%) Land $380,000 Building $409,353 |
| 2024 | $5,230.00 (+2.55%) | ||
| 2023 | $5,100.00 (+1.67%) Homeowner's exemption Widower's exemption | $304,336 (+3%) | $722,234 (+10.8%) Land $340,000 Building $382,234 |
| 2022 | $5,016.00 Homeowner's exemption Widower's exemption | $295,472 | $651,839 Land $285,600 Building $366,239 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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