1 Ludlow Ave, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 1 Ludlow Ave, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,944 sqft · built 1960
Lot Size	0.302 acres (13,142 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Dec 2025)
Tax Bill	$9,431 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51668`

Property Details

APN / Parcel Number

Primary APN	`51668`
Alternative APN	`WAKE M:000025 B:0092 P:00494A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,944 sqft Living Area
Gross Area	3,775 sqft
Basement Area	1,617 sqft
Unfinished Basement	647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,142 sqft (0.302 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51668
Street Address	1 LUDLOW AVE
City	WAKEFIELD
State	MA
Zip	01880-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	92
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	3
Census Block	3005
Census Tract	335400

Owner

1 Ludlow Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 LUDLOW AVE, WAKEFIELD, MA 01880-3675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 28, 2018	Deed of Trust, Mortgage ARVEST BANK
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Mar 10, 1987 · Amount on File
Deed Book / Page	85074 / 586
Prior Transfer Date	Dec 30, 2025
Prior Transfer Doc	085074-586
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Dec 31, 2025
Property Address	1 LUDLOW AVE, WAKEFIELD, MA 01880-3675
Document Number	085074-586
Book / Page	85074 / 586
Instrument Date	Dec 30, 2025
Instrument	160858
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 LUDLOW AVE, WAKEFIELD, MA 01880-3675

Mortgage

Document Number	0000160859
Date	Dec 31, 2025
Instrument	160859

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	1 LUDLOW AVE, WAKEFIELD, MA 01880-3675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71677-224
Date	Sep 28, 2018
Book Page	71677/224
Instrument	149733

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	1 LUDLOW AVE, WAKEFIELD, MA 01880-3675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76077-44
Date	Nov 3, 2020
Book Page	76077/44
Instrument	204613

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ludlow Ave was $9,431, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,431.00 (+1.46%)	$830,900 (+0.57%) Land $407,800 Building $423,100	$1,039,015 (+1.17%)
2024	$9,295.00 (+5.05%)	$826,200 (+9.53%) Land $405,500 Building $420,700	$1,027,045
2023	$8,848.00	$754,300 Land $369,800 Building $384,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Ludlow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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