Richland County property record for 1 Lost Dog Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,484 sqft · built 2008 |
| Lot Size | 0.719 acres (31,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $577,000 (May 2021) |
| Tax Bill | $5,393 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28903-03-43 |
| Primary APN | 28903-03-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,484 sqft Heated Area |
| Gross Area | 5,746 sqft |
| 1st Floor Area | 2,466 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,323 sqft (0.719 acres) |
| Garage Area | 938 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Patio Area | 177 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01647427 |
|---|---|
| Street Address | 1 LOST DOG CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 42 158.9X142.9X190.2X131.9X33.2 #SU WOODCREEK FARMS PH A9-2 #PR RB440-1543 |
| Legal Subdivision | WOODCREEK |
| Legal Lot Number | 42,158 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
Source: Richland County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| May 19, 2021 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2010 · Amount on Record |
| Deed Document Number | 202131338 |
| Deed Book / Page | 2619 / 2314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025860454 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 2586/454 |
| Instrument | 2021009270 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026872096 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 2687/2096 |
| Instrument | 2021076206 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027773655 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 2777/3655 |
| Instrument | 2022050950 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 19, 2021 |
| Property Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Document Number | 0026192314 |
| Book / Page | 2619 / 2314 |
| Map Reference | MB 440 PG 1543 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021031338 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,134.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 LOST DOG CT, ELGIN, SC 29045-8284 |
| Document Number | 2021031339 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021031339 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,393.00 (+18.89%) Homeowner's exemption | $663,600 (+2,775.22%) | $758,500 (+31.46%) Land $66,000 Building $692,500 |
| 2023 | $4,536.00 (-8.81%) | $23,080 (-3.39%) | $577,000 (-3.38%) |
| 2021 | $4,974.00 | $23,890 | $597,200 Land $60,000 Building $537,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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