1 Lawrence St, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 1 Lawrence St, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,272 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2019)
Tax Bill	$9,360 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-05815-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-05815-0000-00011`
Alternative APNs	`1200128000400011` `12001280400011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,272 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12001280400011
Street Address	1 LAWRENCE ST
City	JACKSON
State	NJ
Zip	08527-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.21 AC
Legal Subdivision	PACIFIED SEC 1
Legal Block	5815
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1012
Census Tract	717101

Owner

1 Lawrence St is owned and occupied by an individual who bought it in October 2019.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE CORP
Oct 31, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jun 24, 1988 · Amount on File
Deed Document Number	2019110384
Deed Book / Page	17665 / 792
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110

Mortgage

Document Number	0201560016
Date	Oct 6, 2025
Book Page	20156/16
Instrument	2025078859

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Nov 1, 2049

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110

Mortgage

Document Number	0195541102
Date	Dec 6, 2023
Book Page	19554/1102
Instrument	2023091131

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Nov 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I LAWRENCE STREET, JACKSON, NJ 08527

Mortgage

Document Number	0185660208
Date	Jul 7, 2021
Book Page	18566/208
Instrument	2021100112

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 31, 2019
Property Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110
Document Number	0176650792
Book / Page	17665 / 0792
Map Reference	MAP F-280
Instrument Date	Oct 30, 2019
Instrument	2019110384
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	INTACT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 VALLEY STREAM CIR, 11, MORRIS PLAINS, NJ 07950-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAWRENCE ST, JACKSON, NJ 08527-1110

Mortgage

Document Number	2019110385
Date	Oct 31, 2019
Instrument	2019110385

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Lawrence St was $9,360, up 23.1% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,900 (-) Land $255,100 Building $371,800	$626,900 (-) Land $255,100 Building $371,800
2025	$9,360.00 (+23.11%)	$626,900 Land $255,100 Building $371,800	$626,900 Land $255,100 Building $371,800
2024	$7,603.00
2023		$277,600 Land $114,100 Building $163,500	$277,600 Land $114,100 Building $163,500
2022	$7,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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