1 Lancaster Ct, Algonquin, IL 60102 Property Records

Kane County property record for 1 Lancaster Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,632 sqft · built 1996
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Jun 2018)
Tax Bill	$10,305 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-352-023`

Property Details

APN / Parcel Number

Primary APN	`03-04-352-023`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	4,282 sqft
1st Floor Area	1,470 sqft
Basement Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,250 sqft (0.235 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1 LANCASTER CT
City	ALGONQUIN
State	IL
Zip	60102-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 599 WILLOUGHBY FARMS UNIT 21 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	599
Legal Unit	21
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4021
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 SOUDERS AVE, ELBURN, IL 60119-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Transfer on Death Deed, Transfer
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 1, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	May 14, 2001 · Amount on Record
Deed Document Number	201825491
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0000100288
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2025
Property Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045
Document Number	0000049427
Map Reference	DOC 95K045586
Instrument Date	Jun 9, 2025
Instrument	2025K049427
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 SOUDERS AVE, ELBURN, IL 60119-7827

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045
Document Number	0000040170
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 LANCASTER CT ALGONQUIN IL 601026045, ALGONQUIN, IL 60102-6045

Mortgage

Document Number	0000040170
Date	Jul 23, 2020
Instrument	40170

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2018
Property Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045
Document Number	0000025491
Map Reference	DOC95K045586
Instrument Date	May 14, 2018
Instrument	2018K025491
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045

Mortgage

Document Number	0000025492
Date	Jun 1, 2018
Instrument	2018K025492

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1 LANCASTER CT, ALGONQUIN, IL 60102-6045
Document Number	0000026450
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 LANCASTER CT ALGONQUIN IL 601026045, ALGONQUIN, IL 60102-6045

Mortgage

Document Number	0000026450
Date	May 24, 2017
Instrument	26450

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,305.00 (+5.72%) Homeowner's exemption Senior Citizen's exemption	$158,340 (+9.42%) Land $28,154 Building $130,186	$475,210 (+9.42%) Land $84,496 Building $390,714
2024	$9,747.00 (+15.97%) Homeowner's exemption	$144,708 (+28.02%) Land $25,730 Building $118,978	$434,298 (+28.07%) Land $77,221 Building $357,077
2022	$8,405.00 (+3.46%) Homeowner's exemption	$113,034 (+5.91%) Land $23,151 Building $89,883	$339,102 (+5.91%) Land $69,453 Building $269,649
2021	$8,124.00 Homeowner's exemption	$106,726 Land $21,859 Building $84,867	$320,178 Land $65,577 Building $254,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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