1 Lakeside Dr, Henderson, NC 27536 Property Records

Vance County property record for 1 Lakeside Dr, Henderson, NC 27536

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 5,466 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2026)
Tax Bill	$8,385 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0050 02001`

Property Details

APN / Parcel Number

Primary APN	`0050 02001`
Alternative APN	`1028128`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	5,466 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Lot Width	200 ft Width
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1028128
Street Address	1 LAKESIDE DR
City	HENDERSON
State	NC
Zip	27536-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR15
Legal Description	1 LAKESIDE DR
Legal Block	02
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2020
Census Tract	960400

Owner

1 Lakeside Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Vance County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 LAKESIDE DR, HENDERSON, NC 27536-4724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Sep 25, 2018	Warranty Deed, Transfer · ARM SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Document Number	20262939
Deed Book / Page	1482 / 498
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Sep 1, 2026
Property Address	1 LAKESIDE DR, HENDERSON, NC 27536-4724
Document Number	0000002939
Book / Page	1482 / 498
Instrument Date	Aug 26, 2026
Instrument	20262939
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAKESIDE DR, HENDERSON, NC 27536-4724

Mortgage

Document Number	0000002940,
Date	Sep 1, 2026
Instrument	20262940

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Sep 25, 2018
Property Address	1 LAKESIDE DR, HENDERSON, NC 27536-4724
Document Number	1349/0391
Book / Page	1349 / 0391
Instrument Date	Sep 24, 2018
Instrument	03539
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAKESIDE DR, HENDERSON, NC 27536-4724

Mortgage

Document Number	03540
Date	Sep 25, 2018
Instrument	03540

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 1 Lakeside Dr was $8,385, down 1.7% from the year before.

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,385.00 (-1.71%)	$615,292 (-) Land $55,350 Building $559,942	$615,292 (-) Land $55,350 Building $559,942
2025	$8,531.00	$615,292 Land $55,350 Building $559,942	$615,292 Land $55,350 Building $559,942
2023	$5,153.00	$306,923 Land $39,900 Building $267,023	$306,923 Land $39,900 Building $267,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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