Albany County and Colonie Town property record for 1 Kirkner Ln, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1935 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,991 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 20.4-2-9 |
| Primary APN | 012689 20.4-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02000400020090000000 |
|---|---|
| Street Address | 1 KIRKNER LN |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 15 |
| Legal Description | LOT N-3 E-37 N-26-45 |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13503 |
1 Kirkner Ln is owned and occupied by an individual.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 KIRKNER LN, WATERVLIET, NY 12189-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING TR FUND |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALBANY CNTY SENIOR HM REPAIR P |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 KIRKNER LN, WATERVLIET, NY 12189-1746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002786 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | R2019-02786 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 3, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 KIRKNER LN, WATERVLIET, NY 12189-1746 |
| Document Number | 0000010642 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 KIRKNER LN WATERVLIET NY 121891746, WATERVLIET, NY 12189-1746 |
| Document Number | 0000010642 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 10642 |
| Name | HOUSING TR FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1 KIRKNER LN, WATERVLIET, NY 12189-1746 |
| Document Number | 0000011283 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1 KIRKNER LN WATERVLIET NY 121891746, WATERVLIET, NY 12189-1746 |
| Document Number | 0000011283 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 11283 |
| Name | ALBANY CNTY SENIOR HM REPAIR P |
|---|---|
| Address | 10 CAYUGA ST, COHOES, NY 12047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1 Kirkner Ln was $2,991 with a homeowner's exemption, down 31.1% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,991.00 (-31.08%) Homeowner's exemption | ||
| 2025 | $4,340.00 Homeowner's exemption | $67,000 Land $13,400 Building $53,600 | $153,300 Land $30,660 Building $122,640 |
| 2023 | $67,000 (-) Land $13,400 Building $53,600 | $131,400 (+9.34%) Land $26,280 Building $105,120 | |
| 2022 | $67,000 Land $13,400 Building $53,600 | $120,179 Land $24,036 Building $96,143 | |
| 2021 | $2,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Kirkner Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Kirkner Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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