1 Kent St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 1 Kent St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,580 sqft · built 1920
Lot Size	0.16 acres (6,957 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Nov 2014)
Tax Bill	$6,626 (2026)
Deeds & Mortgages	May 2017 Mortgage Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0011 L:0018`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0011 L:0018`
Alternative APNs	`M:005=F B:0011 L:0018` `1724010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	3,765 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,957 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1724010
Street Address	1 KENT ST
City	SAUGUS
State	MA
Zip	01906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	11
Legal Lot Number	18
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3006
Census Tract	208102

Owner

1 Kent St is owned and occupied by two individuals who acquired it in June 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 KENT ST, SAUGUS, MA 01906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage BANK OF ENGLAND MORTGAGE
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION
Jul 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LIBERTY BAY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on File
Deed Sale	Nov 5, 2014 · Amount on File
Deed Book / Page	33654 / 339
Last Transfer Date	Jun 6, 2021
Transfer Doc	040071-443
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	1 KENT ST, SAUGUS, MA 01906
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035890-149
Date	May 24, 2017
Book Page	35890/149
Instrument	409

Lender

Name	BANK OF ENGLAND MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	1 KENT ST, SAUGUS, MA 01906
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038658-492
Date	Jun 29, 2020
Book Page	38658/492
Instrument	20200629003160

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 12, 2021
Property Address	1 KENT ST, SAUGUS, MA 01906
Document Number	040071-443
Book / Page	40071 / 443
Instrument Date	Jun 6, 2021
Instrument	20210712002150
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 KENT TER, SAUGUS, MA 01906-3943

Mortgage

Document Number	20210712002160
Date	Jul 12, 2021
Instrument	20210712002160

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1 Kent St was $6,626, up 3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,626.00 (+2.97%)	$635,900 (+5.54%) Land $334,800 Building $295,200	$673,302 (+14.94%)
2025	$6,435.00 (+4.08%)	$602,500 (+3.77%) Land $304,400 Building $298,100	$585,770
2024	$6,183.00 (+2.03%)	$580,600 (+7.88%) Land $287,000 Building $293,600
2023	$6,060.00	$538,200 Land $252,200 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Kent St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Kent St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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