San Mateo County property record for 1 Kelly Ln, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,400 sqft · built 1983 |
| Lot Size | 0.333 acres (14,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,442,000 (Apr 2024) |
| Tax Bill | $42,122 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2024 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-190-900 |
| Primary APN | 024-190-900 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Building Area | 4,400 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| 2nd Floor Area | 1,800 sqft |
| Family Room | Family Room |
| Study | Study |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 14,496 sqft (0.333 acres) |
| Lot Dimensions | 155 ft deep x 90 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1 KELLY LN |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | PARCEL 7 PARCEL MAP VOL 48/90 |
| Legal Subdivision | KELLY TERRACE #2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 604900 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 22, 2024 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 29, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST BRIDGE FUNDING INC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 29, 2017 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Jun 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Jul 17, 2012 · Amount on Record |
| Deed Document Number | 202420595 |
| Prior Transfer Date | Jun 13, 1995 |
| Prior Transfer Doc | 0000063098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 22, 2024 |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000020595 |
| Map Reference | VOL 48 PG 90 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024-020595 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,786.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000020596 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024-020596 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000011005 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024-011005 |
| Name | FIRST BRIDGE FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PETALUMA, CA 94954 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000026762 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-026762 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000127971 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-127971 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000117733 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 117733 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1 KELLY LN MILLBRAE CA 940302959, MILLBRAE, CA 94030-2959 |
| Investor | Possibly a Property Investor |
| Document Number | 117734 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 117734 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 16, 2017 |
| Property Address | 1 KELLY LN, MILLBRAE, CA 94030-2959 |
| Document Number | 0000051930 |
| Instrument Date | May 17, 2017 |
| Instrument | 51930 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1 KELLY LN MILLBRAE CA 940302959, MILLBRAE, CA 94030-2959 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,581,056 (+2%) Land $2,158,830 Building $1,422,226 | ||
| 2025 | $42,122.00 (+95.83%) | $3,510,840 (+97.88%) Land $2,116,500 Building $1,394,340 | |
| 2023 | $21,510.00 (+9.5%) Homeowner's exemption | $1,774,224 Land $887,112 Building $887,112 | $2,989,440 |
| 2022 | $19,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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