Franklin County property record for 1 Karen Ann Cir, Sullivan, MO 63080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,230 sqft · built 1989 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Jan 2016) |
| Tax Bill | $3,092 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3-08.0-2-007-015.160 |
| Primary APN | 35-3-08.0-2-007-015.160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 1 KAREN ANN CIR |
|---|---|
| City | SULLIVAN |
| State | MO |
| Zip | 63080-1182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:14 KAREN ANN 2AM |
| Legal Range | 2W |
| Legal Township | 40N |
| Legal Section | 08 |
| Legal Subdivision | KAREN ANN |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 801102 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 KAREN ANN CIR, SULLIVAN, MO 63080-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on Record |
| Deed Sale | Jan 25, 2016 · Amount on Record |
| Prior Sale | Jan 25, 2016 · Amount on Record |
| Deed Document Number | 20161083 |
| Prior Transfer Date | Jan 13, 2016 |
| Prior Transfer Doc | 0000001082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1 KAREN ANN CIR, SULLIVAN, MO 63080-1182 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002119240 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2119240 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Sullivan City |
| Unified School District | Sullivan C-2 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,092.00 (+14.39%) | $49,947 (+6.77%) | $262,880 (+6.77%) Land $23,820 Building $239,060 |
| 2023 | $2,703.00 (+2.39%) | $46,778 | $246,200 Land $23,820 Building $222,380 |
| 2022 | $2,640.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SULLIVAN PWS serves 7,081 people · EPA ID MO6010775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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