Bergen County and Garfield City property record for 1 Iris Ln, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,052 sqft · built 2015 |
| Lot Size | 0.014 acres (599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,500 (Sep 2025) |
| Tax Bill | $8,711 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jan 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00203-01-00050-02-C0501 |
| Primary APN | 21-00203-01-00050-02-C0501 |
|---|
| Building Area | 1,052 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Lot Area | 599 sqft (0.014 acres) |
| Street Address | 1 IRIS LN, 501 |
|---|---|
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMON |
| Legal Subdivision | SIGNATURE PLACE/GARFIELD/CENTE |
| Legal Block | 203 |
| Legal Lot Number | 50.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21200 |
1 Iris Ln is owned by an individual who bought it in September 2025.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 IRIS LN, GARFIELD, NJ 07026-3560 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Dec 30, 2015 · Amount on File |
| Deed Document Number | 202564003 |
| Deed Book / Page | 5602 / 849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 17, 2025 |
| Property Address | 1 IRIS LN, GARFIELD, NJ 07026-3560 |
| Document Number | 0056020849 |
| Book / Page | 5602 / 849 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025064003 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,227.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1085 ROOSEVELT AVE, NEW MILFORD, NJ 07646-3224 |
| Name | Verified Name |
|---|---|
| Address | 1 IRIS LN, GARFIELD, NJ 07026-3560 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 IRIS LN, GARFIELD, NJ 07026-3560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 IRIS LN, GARFIELD, NJ 07026-3560 |
| Document Number | 0045261238 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 4526/1238 |
| Instrument | 2022003378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 1 Iris Ln was $8,711, up 4.2% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,400 (-) Land $75,000 Building $175,400 | $250,400 (-) Land $75,000 Building $175,400 | |
| 2025 | $8,711.00 (+4.25%) | $250,400 (-) Land $75,000 Building $175,400 | $250,400 (-) Land $75,000 Building $175,400 |
| 2024 | $8,356.00 (+1.72%) | $250,400 (-) Land $75,000 Building $175,400 | $250,400 (-) Land $75,000 Building $175,400 |
| 2023 | $8,215.00 (+5.2%) | $250,400 Land $75,000 Building $175,400 | $250,400 Land $75,000 Building $175,400 |
| 2022 | $7,809.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1 Iris Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Iris Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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