Union County and Summit City property record for 1 Highland Dr, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,684 sqft · built 1959 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (May 2019) |
| Tax Bill | $24,997 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05304-0000-00007 |
| Primary APN | 18-05304-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,684 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 16,291 sqft (0.374 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800094M00007 |
|---|---|
| Street Address | 1 HIGHLAND DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | HIGHLAND/SUMMIT |
| Legal Block | 5304 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-05304-0000-00007
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 HIGHLAND DR, SUMMIT, NJ 07901-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| May 07, 2019 | Grant Deed, Transfer GUARANTEED RATE |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2019 · Amount on Record |
| Deed Sale | May 07, 2019 · Amount on Record |
| Prior Sale | Jan 20, 1998 · Amount on Record |
| Deed Document Number | 2019312429 |
| Deed Book / Page | 6320 / 959 |
| Prior Transfer Date | Nov 06, 2008 |
| Prior Transfer Doc | 0057400237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1 HIGHLAND DR, SUMMIT, NJ 07901-3108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0150782884 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 15078/2884 |
| Instrument | 22883 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 07, 2019 |
| Property Address | 1 HIGHLAND DR, SUMMIT, NJ 07901-3108 |
| Document Number | 0063200959 |
| Book / Page | 006320 / 000959 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 312429 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 HIGHLAND DR SUMMIT NJ 079013108, SUMMIT, NJ 07901-3108 |
| Document Number | 145540179 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 014554/000179 |
| Instrument | 672293 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 06, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1 HIGHLAND DR, SUMMIT, NJ 07901-3108 |
| Document Number | 0142440451 |
| Book / Page | 014244 / 000451 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1 HIGHLAND DR SUMMIT NJ 079013108, SUMMIT, NJ 07901-3108 |
| Document Number | 0142440451 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 014244/000451 |
| Instrument | 637805 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,100 (-) Land $282,500 Building $276,600 | $559,100 (-) Land $282,500 Building $276,600 | |
| 2025 | $24,997.00 (+2.64%) | $559,100 (-) Land $282,500 Building $276,600 | $559,100 (-) Land $282,500 Building $276,600 |
| 2024 | $24,354.00 (+1.7%) | ||
| 2023 | $559,100 Land $282,500 Building $276,600 | $559,100 Land $282,500 Building $276,600 | |
| 2022 | $23,946.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1999–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 383 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0712001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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