1 High Bluff Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 1 High Bluff Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,840 sqft · built 1994
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,904 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023040`

Property Details

APN / Parcel Number

Primary APN	`R023040`
Alternative APNs	`SCAR M:R023 L:040` `7193`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	5,632 sqft
1st Floor Area	1,360 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7193
Street Address	1 HIGH BLUFF LN
City	SCARBOROUGH
State	ME
Zip	04074-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	40
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1003
Census Tract	17306

Owner

1 High Bluff Ln is owned and occupied by two individuals.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 HIGH BLUFF LN, SCARBOROUGH, ME 04074-8414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage TOWN & COUNTRY FCU
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
Jul 29, 2020	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	1 HIGH BLUFF LN, SCARBOROUGH, ME 04074-8414
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418700145
Date	Nov 17, 2025
Book Page	41870/145
Instrument	47548

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	1 HIGH BLUFF LN, SCARBOROUGH, ME 04074-8414
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384020117
Date	Jul 7, 2021
Book Page	38402/117
Instrument	48451

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	1 HIGH BLUFF LN, SCARBOROUGH, ME 04074-8414
Document Number	0370040169
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HIGH BLUFF LN SCARBOROUGH ME 040748414, SCARBOROUGH, ME 04074-8414

Mortgage

Document Number	0370040169
Date	Aug 3, 2020
Book Page	037004/000169
Instrument	44794

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1 High Bluff Ln was $7,904.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,904.00	$697,600 Land $179,200 Building $518,400
2023	$7,492.00 (+3.78%)	$469,100 (-) Land $139,900 Building $329,200
2022	$7,219.00	$469,100 Land $139,900 Building $329,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 High Bluff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 High Bluff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber DSL	100 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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