Franklin County property record for 1 Hickory Cir, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,187 sqft · built 2010 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,800 (Nov 2010) |
| Tax Bill | $1,892 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-28.0-0-024-001.000 |
| Primary APN | 17-8-28.0-0-024-001.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 1 HICKORY CIR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 HICKORY RIDGE ESTATES |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 28 |
| Legal Subdivision | HICKORY RIDGE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
1 Hickory Cir is owned and occupied by two individuals who bought it in November 2010.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 HICKORY CIR, UNION, MO 63084-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS INC |
| Aug 4, 2020 | Loan Modification, Mortgage CARRINGTON MTG SVCS |
| Nov 18, 2019 | Deed of Trust, Mortgage VANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2010 · Amount on File |
| Deed Sale | Nov 24, 2010 · Amount on File |
| Prior Sale | Mar 18, 2008 · Amount on File |
| Deed Document Number | 201020018 |
| Prior Transfer Date | Mar 12, 2008 |
| Prior Transfer Doc | 0000004969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1 HICKORY CIR, UNION, MO 63084-2096 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002122380 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2122380 |
| Name | MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000013813 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 0000013813 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 13813 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 24, 2040 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000017354 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 0000017354 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 17354 |
| Name | VANTAGE CU |
|---|---|
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 16, 2034 |
The 2025 property tax bill for 1 Hickory Cir was $1,892.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,892.00 | $31,736 | $167,030 Land $25,000 Building $142,030 |
| 2023 | $1,978.00 (+10.75%) | $32,906 | $173,190 Land $25,000 Building $148,190 |
| 2022 | $1,786.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Hickory Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Hickory Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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