1 Hemlock Dr, Putnam, IL 61560 Property Records

Putnam County property record for 1 Hemlock Dr, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.402 acres (17,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 2004)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-074-180`

Property Details

APN / Parcel Number

Primary APN	`03-00-074-180`

Exterior

Lot Area	17,510 sqft (0.402 acres)

Location & Zoning

Street Address	1 HEMLOCK DR
City	PUTNAM
State	IL
Zip	61560-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LK THUNDERBIRD WS 4 LOT 654
Legal Subdivision	LK THUNDERBIRD WS 4
Legal Lot Number	654
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2033
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 6, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2004 · Amount on Record
Deed Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	200495153
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250052
Date	Jan 29, 2025
Instrument	25-0052

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533

Mortgage

Document Number	0000240243
Date	Apr 29, 2024
Instrument	24-0243

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2054

Interest

Rate Type	Adjustable Rate
Rate	10.6%
Change Frequency	Monthly

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Mar 6, 2024
Property Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533
Document Number	0000240141
Map Reference	MB 3 PG 199
Instrument Date	Mar 6, 2024
Instrument	24-0141
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 HEMLOCK DR, PUTNAM, IL 61560-9533

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (+9.83%)	$47,755 (+15.01%) Land $2,406 Building $45,349	$143,265 (+15.01%) Land $7,218 Building $136,047
2024	$3,307.00 (+21.67%)	$41,524 (+14.29%) Land $2,092 Building $39,432	$124,572 (+14.29%) Land $6,276 Building $118,296
2023	$2,718.00	$36,333 Land $1,831 Building $34,502	$108,999 Land $5,493 Building $103,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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