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1 Heather Ct, Elkton, MD 21921 Property Records

Cecil County property record for 1 Heather Ct, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 914 sqft · built 1995
Lot Size0.29 acres (12,626 sqft)
Owner2 Individual Names on File
Last Sale$111,500 (Jun 1999)
Tax Bill$3,540 (2026)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-088545

Property Details

APN / Parcel Number

Primary APN03-088545
Alternative APNs
  • 3088545
  • 088545

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area914 sqft Total Area
Basement Area429 sqft
Finished Basement429 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,626 sqft (0.29 acres)
Garage TypeBasement
Garage Area264 sqft
Parking Spaces1 Parking Space
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number088545
Street Address1 HEATHER CT
CityELKTON
StateMD
Zip21921-6575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 269 - .2898 ACRE 1 HEATHER COURT KENSINGTON COURTS
Legal SubdivisionKENSINGTON CTS
Legal Block11
Legal Lot Number269
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1014
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Heather Ct is owned and occupied by two individuals who bought it in June 1999.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1 HEATHER CT, ELKTON, MD 21921-6575
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 1999 · Amount on File
Deed SaleJun 30, 1999 · Amount on File
Prior SaleJan 24, 1995 · Amount on File
Deed Document Number1999246249
Deed Book / Page818 / 249
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address1 HEATHER CT, ELKTON, MD 21921-6575
Document Number0042840447
Instrument DateAug 4, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 HEATHER CT ELKTON MD 219216575, ELKTON, MD 21921-6575

Mortgage

Document Number0042840447
DateAug 15, 2018
Book Page004284/000447
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 14, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1 Heather Ct was $3,540 with a homeowner's exemption, up 5.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,540.00 (+5.29%) Homeowner's exemption$227,667$249,700 Land $96,200 Building $153,500
2025$3,362.00 Homeowner's exemption
2023$2,459.00 Homeowner's exemption$181,567$183,600 Land $64,700 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Heather Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Heather Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: IQ Fiber, Verizon.

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