1 Heard Ct, Union, MO 63084 Property Records

Franklin County property record for 1 Heard Ct, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,284 sqft · built 1998
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$1,716 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-5-21.0-0-019-012.000

Property Details

APN / Parcel Number

Primary APN17-5-21.0-0-019-012.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,284 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Shed1 Shed

Location & Zoning

Street Address1 HEARD CT
CityUNION
StateMO
Zip63084-2925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCD
Legal DescriptionLOT:1B PENNSYLVANIA ESTATES 3
Legal Range1W
Legal Township43N
Legal Section21
Legal SubdivisionPENNSYLVANIA ESTATES
Legal Lot Number1B
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1015
Census Tract800603

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 HEARD CT, UNION, MO 63084-2925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
MISSOURI HOUSING DEVELOPMENT
Oct 18, 2022Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION CO LLC
Aug 7, 2020Deed of Trust, Mortgage
UNITED BK/UNION
Feb 25, 2019Warranty Deed, Transfer
UNITED BK/UNION
May 23, 2018Grant Deed, Transfer
NATIONALLINK
Jan 24, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2022
Deed SaleOct 18, 2022
Prior SaleFeb 25, 2019 · Amount on Record
Deed Document Number202215896
Prior Transfer DateApr 17, 2008
Prior Transfer Doc0000007527
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1 HEARD CT, UNION, MO 63084-2925
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002215898
DateOct 18, 2022
Instrument2215898
Lender
NameMISSOURI HOUSING DEVELOPMENT
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateOct 18, 2022
Property Address1 HEARD CT, UNION, MO 63084-2925
Document Number0002215896
Map ReferencePB P PG 695
Instrument DateOct 14, 2022
Instrument2215896
Transaction TypeTransfer
Record UpdatedNov 9, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 LAWRENCE LN, 317, SULLIVAN, MO 63080-4007

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HEARD CT, UNION, MO 63084-2925

Mortgage

Document Number0002215897
DateOct 18, 2022
Instrument2215897
Lender
NameDAS ACQUISITION CO LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1 HEARD CT, UNION, MO 63084-2925
Document Number0000012997
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HEARD CT UNION MO 630842925, UNION, MO 63084-2925

Mortgage

Document Number0000012997
DateAug 12, 2020
Instrument12997
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount Recorded
Term240 Months
DueAug 11, 2040

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateFeb 25, 2019
Property Address1 HEARD CT, UNION, MO 63084-2925
Document Number0000002183
Instrument DateFeb 22, 2019
Instrument2183
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyATG

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 LAWRENCE LN SULLIVAN MO 63080, SULLIVAN, MO 63080

Mortgage

Document Number2184
DateFeb 25, 2019
Instrument2184
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 24, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN MO
Recording DateMay 23, 2018
Property Address1 HEARD CT, UNION, MO 63084-2925
Document Number0000007050
Instrument DateApr 30, 2018
Instrument7050
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyNATIONALLINK

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address553 MILL CREEK LN WASHINGTON MO 630906536, WASHINGTON, MO 63090-6536

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateJan 24, 2018
Property Address1 HEARD CT, UNION, MO 63084-2925
Document Number0000000983
Instrument DateJan 22, 2018
Instrument983
Transaction TypeForeclosure
Record UpdatedFeb 5, 2018

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (+11.36%)$28,781 (+12.29%)$151,480 (+12.29%) Land $30,000 Building $121,480
2023$1,541.00 (-3.32%)$25,631 (-2.89%)$134,900 (-2.89%) Land $30,000 Building $104,900
2022$1,594.00$26,395
2021$138,920 Land $30,000 Building $108,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Also Mapped HereFRANKLIN COUNTY PWSD 1
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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