1 Hatchechubee Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1 Hatchechubee Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 1996
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 10 102`

Property Details

APN / Parcel Number

Primary APN	`18A 10 102`
Alternative APN	`1435`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,236 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,212 sqft (0.464 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	144 sqft
Balcony Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1435
Street Address	1 HATCHECHUBEE RD
City	PALMYRA
State	VA
Zip	22963-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220001046 CHEROKEE-10 LOT 102 20,218 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	10
Legal Lot Number	102
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1010
Census Tract	20104

Owner

Source: Fluvanna County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 CONDOR RD, PALMYRA, VA 22963-2314
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 22, 2022	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2026718
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	0000001906
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 12, 2026
Property Address	1 HATCHECHUBEE RD, PALMYRA, VA 22963-3131
Document Number	0260000718
Map Reference	MB 103 PG 334-338
Instrument Date	Mar 9, 2026
Instrument	260000718
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18 CONDOR RD, PALMYRA, VA 22963-2314

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 22, 2022
Property Address	1 HATCHECHUBEE RD, PALMYRA, VA 22963-3131
Document Number	0220001046
Map Reference	DB 103 PG 334
Instrument Date	Mar 8, 2022
Instrument	220001046
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HATCHECHUBEE RD, PALMYRA, VA 22963-3131

Mortgage

Document Number	0220001047
Date	Mar 22, 2022
Instrument	220001047

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,400 (-) Land $30,000 Building $254,400	$284,400 (-) Land $30,000 Building $254,400
2025	$2,147.00 (+0.66%)	$284,400 (+51.28%) Land $30,000 Building $254,400	$284,400 (+51.28%) Land $30,000 Building $254,400
2024	$2,133.00 (+34.49%)
2023		$188,000 Land $30,000 Building $158,000	$188,000 Land $30,000 Building $158,000
2022	$1,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hatchechubee Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures